• Our loved ones often come to us in a moment of crisis. They're losing their job or need to pay someone back. We sometimes feel we have to give money or bail them out in some form. But after a time or two, you become the consistent rescuer while they continue in their unaccountable ways.
• Boundaries can be used to stop the cycle, but not letting those boundaries slip is hard. If you put your foot down on not loaning money, don't give in. The person you're trying to help will ultimately feel more secure if they know you keep your word. You're also a good role model for consistent behavior.

It's easy to get frustrated when a loved one keeps damaging themselves. This frustration can make us guilt-tripping them. But shaming someone seldom works.

When it doesn't work, we may start to make excuses for them to explain their problem away. This won't help either.

We cannot control another person's behavior nor change it.

• Once you understand that, let go of judgments and accept the person. Give them space to share their thoughts and feelings. It doesn't mean you condone their behavior, but you can respect their feelings.
• Hold them accountable without shaming or guilt-tripping. Encourage them to set goals and ask what they need from you to hold them responsible.
• Celebrate successes with them. It will strengthen trust between you and give them permission to feel good about themselves.
• Provide reasonable logistical support and assist in a plan to help them climb out of their circumstances.