The bulk of your budget is made up of necessities like rent, phone and internet bills, insurance, etc. If you can lower your monthly expenses, you can save a lot for unplanned events.
There are a couple of paths you can take to pay off your high-interest debt when you're on a tight budget.
Financial professionals will advise you to cut out expensive nights out. In truth, you will have night's out, even when you're dirt poor.
To incorporate unplanned entertainment,
There are many great budgeting apps. However, apps can be frustrating and boring to use, or we may just get lazy.
Sometimes a pen and paper work best because it gives you a hand in y...
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