Typical regular budgeting methods assume that just by allotting limited money to a particular expense type (like groceries) is enough for us to spend less and balance our budget instantly.
A Reverse Budget looks at your current lifestyle and makes slow improvements over time until things are sufficiently better.
We look at how much we are spending eating out, commuting and...
When you look at our past spending patterns and trends, you can select one or two categories to focus and use one of these two approaches:
Each week, make one improvement in your chosen category, fixing it completely over a period.
Set yourself a broad goal of reducing your overall spending by a certain percen...
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