18. Saying no tactfully & clearly will keep u out predicaments. - Deepstash

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18. Saying no tactfully & clearly will keep u out predicaments.

You will find as you journey through life there are people out there who think they know what’s best for you. So they will attempt to control, manipulate, and influence you toward their agenda.

Don’t let them do it.

You’ll need to learn to say no to people . Know that you can say no clearly and tactfully at the same time.

Sometimes you may want to give a reason for your decision. But you don’t owe anyone a reason.





The first thing we should acknowledge is that life is finite.

We only have so many days allotted to us. One day we will wake up in the morning and begin our very last day on earth.

Acknowledging that life is temporary is a wise way to approach life. It will help you ...

Nobody can predict the future – their own or anyone else’s. Events and experiences we cannot foresee will come our way with some frequency.

But a well-ordered plan can help us navigate the unknown waters ahead.

Think of a plan as a preferred future . It’s not a guarantee of a...

Well, there you have it. 21 things everyone should know about life. If you work your way through each one, you’ll be ready for your final exam.

In the meantime, you may want to choose just one to work on at a time. No sense in being overwhelmed. Just choose one of the 21 and focus on it for...

One of the common traps we fall into is the mistaken belief that we have no choice when we actually do. It may not be the choice we want, it may not be the choice we prefer, but it’s nonetheless a choice.

We waste so much time and energy bemoaning the choices we don’t have.

Establish early in your life that you are a person of your word. That you say what you mean. That you mean what you say.

The first is about clarity . The second is about reliability .

Don’t make people figure out what you mean – just say what you mean...

It’s been said that courage is the queen of the character qualities, because all others flow from it.

I would say a close second is the characteristic of self-discipline.

Without self-discipline, your life will be a struggle from beginning to end. With self-discipline, you can achieve...

Unlike your car, which you can trade in or ditch when it becomes unreliable, you’re stuck with your body. You can’t trade in your body for a replacement. So you must figure out how to maintain the body you have so it serves you an entire lifetime.

Someday we may be able to pick up new body ...

Fear, like failure, is not your enemy. Fear is simply a warning system telling you to take action.

There are 3 ways you can respond. Fight, flight, or freeze. Engage in the battle, escape the battle, or stand firm.

If the matter can be handled, you engage or fight. If the matter is be...

Failure is inevitable. Big failures and small failures. We all have them. But failures are not a problem unless we fail to acknowledge them and learn from them.

Failure is a valuable teacher. But you must be a willing and teachable student.

When you fail, ask yourself if there was som...

Life is hard enough when you have several encouraging, supportive, and helpful fellow travelers. How much more difficult it is when you allow toxic people to join you on your journey.

Toxins are poisonous. So are tox...

On your journey, there will be times when your life is not what you hoped it would be.

You lose a job you loved. A relationships ends. You suffer a major health issue. Life seems more of a bore than a blessing.


As for romantic interests, it’s okay to acknowledge that not all relationships will last, but it is wise to try to make them as healthy and as free from conflict as possible.

When in a relationship, you’ll spend a lot of time with your partner. How much you enjoy that time will depend a gre...

You’d be amazed at how often people continue to do the very same thing day after day and year after year when it’s as clear as a bell that it’s not working.

But they press ahead anyway, doing the same thing in the same way and experience the same results every time.

They either don’t ...

I loved the words and thoughts of the late Stephen Covey, who used to say that too many people get caught up “in the thick of thin things.”

He was right. You will avoid this trap if you learn to keep the main thing the main thing.

Don’t forget your purpose. Don’t forget your aim. Don’...

There are many reasons people procrastinate. I’m not talking about purposeful delay. I’m not talking about doing later what is better done later.

I’m talking about doing later what should be done now.

I’ve known people who’ve exerted as much energy avoiding a task

You’ve probably noticed that life is unpredictable. You just never know what might be lurking around the bend. In fact, it’s impossible to predict the future, so don’t try.

Instead, make provision for the future. One way you can do this is to establish an emergency fund.

Begin by savi...

We’ll meet many people during our lifetime. Some will just be temporary fellow-travelers on the journey. Others we’ll want to join us for the entire journey.

Deep and lasting friendships don’t just happen. They require focus, energy, patience, and skill to form and maintain.

But, boy,...

Life gets complicated at times. It comes down to wise decisions that are consistent with what you consider right and true.

Because decisions often carry emotional baggage, it helps immensely if you know in advance what is most important to you.

That is, what values do you hold most fi...

You don’t need to be materialistic to recognize the important place of money in life. We all need some of it. And we all need to manage whatever amount we have.

In fact, the less you have, the more important effective management becomes. As soon as you have some income, you’ll want to set u...

Believe it or not, there are people who see little connection between their actions and the results.

But with few exceptions, the correlation is direct and unmistakable.

The sooner you understand the intimate relationship between your thoughts, choices, and actions… and their conseque...

Everyone has setbacks from time to time. Some are annoying, others are debilitating. But they will come, that is certain.

The best approach is to expect them, acknowledge them, work through them, and move past them.

Some setbacks may have lasting consequences, but they need not derail...

If someone wants to obtain a driver’s license, become a certified public accountant, or practice law, they must pass a test. The test verifies that they’re at least minimally qualified to proceed.

But what if there was a test to practice life?

A test given to indicat...


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Nobody cares, and if they do, you shouldn’t care  that they care

Got a new car? Nobody cares. You’ll get some gawkers for a couple of weeks—they don’t care. They’re curious. Three weeks in it’ll be just another shiny blob among all the thousands of others crawling down the freeway and sitting in garages and driveways up and down your street. 

People will...




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Using the term User Experience (UX) and User Interface (UI) interchangeably is a common mistake. However, it’s important to distinguish the two. It might be a surprise to some but UI is actually a part of UX.

Basically, User Experience design focuses on functionality, usability, simplicity...




Start a financial independence journey

One of the most challenging aspects to change your finances is getting started.

  • You may have an idea.
  • You may want to read more.
  • You may talk and talk about doing this and that, but then never follow through.