Government cryptos will be a very, very bitter pill to swallow for current true believers in the crypto space, but they better get used to them. They will outlaw physical cash, and they will do it under the guise of one of three excuses:

• Stopping money laundering
• Stopping terro...

People in and out of crypto see them as a bubble that will pop, causing prices to crash badly. They're right, but it is just the beginning of the story. After the pop, real working ideas will emerge.

Crypto, blockchain and triple entry accounting are probably the most important invention of...

Today’s user experience in crypto is awful. Mistype something or copy and paste wrong, and your money disappears forever. If there’s a software glitch or someone hacks my computer or phone, my money is gone forever.

We’ll need algorithmic approximations of the controls we have now for givin...

• Blockchain is only the first successful implementation of decentralized consensus mechanisms. There are many others like IOTA's Tangle and HashGraph and many more to follow.
• It's also strongly possible that none of these systems will be designed by humans

Just because centralized cryptos rise to prominence doesn’t mean the decentralized cryptos will go away. Many governments will try, but they’ll fail to stamp them out. 

The reasons are simple: The same factors that make it hard to form consensus across a blockchain, make it hard for...

People from the World War II generation had one or two jobs their whole life. Today we have five or six. Tomorrow’s people will have five or six at the same time.

Half of those income streams will be automated and passive, likely some kind of crypto UBI. We will also se...

1. Patience. Things take time to develop naturally.
2. Observe, don’t interpret. If people can manage to observe without interpreting and filtering what they see, they can get a clearer picture of the future.
3. Don’t graft today’s solutions o...

All of our economic theories are based on studies conducted with limited data in the analogue age of ink and wood pulp. All current economic theory will prove about as advanced as cave paintings as we experiment with new economic systems.

New coins are micro-economi...

Chaos theory tells us it's impossible to predict the future. We can't see the black swan events or unexpected technology, but we can do a Monte Carlo analysis and see the major pathways.

Reasons people get the future so wrong:

1. They dedicate about five minutes to looking a...

Bitcoin has a first-mover advantage. It's the first of its kind and dominates the global market share. However, it also suffers from significant flaws that could kill it.

It's the Model T of the blockchain revolution. 

• It has no built-in governance. To change it, a proposal shoul...