Set a Target Lifestyle and once you reach there, don't step up even after your income increases, unless something becomes need.

Deep down we know we're responsible for our situations, but accepting that it's hard.  Because it means we’re the ones that have to change and take responsibility.

Denial feels bad, but it hurts a little less than accepting the truth of your role in your own life.

When a friend, family member or colleague makes a rude comment and then says," I'm just honest," you may feel inclined to accept their words. Don't. If you know them to be genuine, you will know when to be open to their feedback.

Comments about how you wore the wrong dress...