"We prefer to help ourselves. We make mistakes, but we're human—and maybe that's the word that best explains us."

— Captain James T. Kirk

It is possible to make a budget work while still saving enough to retire. It starts with learning to change your habits so you can put money aside.

It is not that easy to make any sort of real, lasting change in your habits. You will have a few setbacks, and that's ok.

When you start learning something, you're usually pretty bad at it. This applies to everything worth learning.

But that's good news. You can’t learn as much from succeeding because it’s harder to pinpoint where mistakes are.