What you paid for an investment. Holding on to a losing investment until you break even can burn you badly. Some stocks never come back. Buy and hold can work out well for some stocks, but for others, you're just throwing good money after bad.

The time and effort yo...

“Keep your face to the sunshine and you can never see the shadow.” – Helen Keller

Without darkness, there is no light. And until there is light, there is hope. So use that hope to keep moving.

College is often described as an investment in the future. You pay upfront so you can benefit for years afterwards. According to research, as of 2011 a college degree delivered an inflation-adjusted annual return of more than 15 percent, which is a good deal.

Howev...