Learn more about moneyandinvestments with this collection
Understanding the basics of cryptocurrency
How to store cryptocurrency securely
Risks and benefits of investing in cryptocurrency
... but your spending hasn't changed.
Increasing your earnings is a form of leverage, whether you scored a raise, landed a better-paying job, or created a second or third income stream.
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Check on your asset allocation periodically to ensure it matches your overall risk tolerance. Do not obsess over the details that could lead to emotion-fueled mistakes.
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294 reads
Focus on the 5-10 Big Wins, rather than 50 little things.
For example, paying down debt, saving automatically, negotiating a higher salary, and investing early will have a much greater impact than forgoing your morning coffee.
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Consumer debt kills wealth.
The average credit card charges an APR of 17% while the stock market returns an average of 7% to 8% each year, adjusted for inflation.
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Create a roadmap to increase your chances of achieving your financial goals.
It might be worth it to work with a financial adviser to set specific goals and have a plan in place.
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If you can afford to put the full $19,000 into your 401(k) this year,
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Never keep more than you need in cash or in a checking account.
Grow your money in the short-term by storing it in a high-yield savings account or certificate of deposit.
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Formal education, practical experience in your field and doing a good job is important to earn a high income.
Most professionals see their incomes increase over time. If you can gain high earnings at an early stage, you’re likely to make even more later on.
When facing a career setback, if you feel anger or despair, recognize those feelings as a deeper need for something else. It could be growth, change, or a new challenge or purpose.
You may not be able to control whether those needs manifest in the form of a pay raise, prom...
Our future may be more exciting than our current situation. You can leverage that to your advantage by using it as motivation to work harder.
Use each job you hold as a stepping stone towards your goal. Your current position serves a purpose, whether it is to build your re...
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