Aniyah J. (@aniyah_uj95) - Profile Photo

Aniyah J.



"Money doesn't buy class." ~ Kiana Tom





Stashing since

Nov 11, 2020

22 Published

1 Stashes

85 Stashed Ideas

The Psychology Of Hobbies
  • While most people are aware hobbies tend to make us happier, they are also scientifically proven to make us healthier. Hobbies seem to help us live a calmer life, which reflects on the body.
  • For people with high-pressure jobs, hobbies help with disconnecting them from their business related tasks and from entire thought patterns around building a business.
  • Hobbies are also a way to shape our identity.
Aniyah J. (@aniyah_uj95) - Profile Photo




A study found that people are more willing to donate when a charity appeals to the benefits the donors will receive than to altruism.

Researchers mailed postcards encouraging randomly assigned families to donate money to charity. The postcard either highlighted the benefits to others or the benefits to themselves. Those who received the postcard promoting self-benefits were 6.6 percent more likely to give and gave 23 percent more on average.

How we intuitively manage debt

Many people do not effectively manage their debt but juggle multiple debts with different terms and interest rates.

The most effective way to pay off debt is to focus on the loans with the highest interest rates first. However, research shows that consumers who manage multiple debts prefer to reduce the total number of debts rather than reducing the total of their associated costs, even if they will pay more in the long run.

The value of gold

Some people think that gold has no intrinsic value and that gold's only worth is as a material to make jewellery. Others assert that gold is an asset with various intrinsic qualities that make it unique for investors to gather in their portfolios.

  • Most would agree that gold has always had value - as a component of jewellery, sometimes as a currency, and as an investment.
  • Another part of the value of gold is it's appeal to mystery. Something about the warmth of gold touches our human need for comfort and nurture.
We think rich people should be more generous

Most of us believe if we earned a bit more money, we'd have more free money to give. But the wealthier people get, the more expenses they accumulate, meaning there is not that much "spare" income.

The result is that we often pass the buck, thinking that the wealthier people, or our future, richer selves, will have the capacity to give.

The Commercialization of Creativity

Creative artists, in dance, art or music are often commercialized to the hilt. Some argue that the purity of creations is tainted if the end goal is to amass many followers or to earn lots of money. Art, according to them, should just be for art’s sake.

The truth is somewhere in the middle, and one can take note of the myths about being creative, to avoid being a ‘starving artist’ for life.

  • Marketers capitalize on the emotional component of any purchase while working hard towards ensuring consumers make ‘impulse’ purchases both online and offline.
  • Many people purchase due to their need for emotional fulfilment, indulging in shopping therapy and incurring credit card debt.
  • This leads to random, unused stuff lying in the house, which is not really needed.

In mid-2000, the Audi billboard poked fun at BMWs chess tournament. After BMWs response, it boiled over online, and Audi called on its Facebook followers to come up with more captions.

We've all seen the "Hi, I'm a Mac, and I'm a PC" commercials by Apple and the response by Microsoft, "I'm a PC."

Apple has been mocking Microsoft for years. But lately, Microsoft has fought back, for example, Microsoft's Zune ads, which bashed the iTunes model.

Understanding personal finance

It is possible to make a budget work while still saving enough to retire. It starts with learning to change your habits so you can put money aside.

It is not that easy to make any sort of real, lasting change in your habits. You will have a few setbacks, and that's ok.


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