Aubrey

@aubrey336

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US

Followers389

Following36

Stashing since Nov 11, 2020

18 Published

2 Stashes

108 Stashed Ideas

  • Rule No 1: Never lose money.
  • Rule No 2: Never forget rule No. 1.

If you work from a loss, it's much harder to get back to where you started, not to mention earn gains.

@aubrey336

💰

Money

Identify what matters to you

Managing your finances and budgeting is all about removing the unnecessary so that only the essentials remain, similar to minimalism.

Other than financial necessities, in order to easily manage our finances, we must identify the purchases that matter to us because it's easier to let go of the things that don't.

Special powers attributed to gems

Many legends from different cultures share the idea that jewels are of divine or superhuman origin.

  • The Amythyst was said to have been created from the tears of the Greek god Dionysus.
  • The onyx from Venus's fingernails.
  • Opals are said to be created when the Aboriginals' ancestral God came to Earth in a rainbow.
  • Moonstone was believed to be a way of communicating with the gods.
  • Jade still is used to attract good fortune,
  • Rubies are said to help in warfare.
  • Emeralds to protect travellers,
  • Diamonds to have powers over love and health.
  • Pearls were a symbol of power for kings, queens, Maharajas, and Chinese Emperors.
The First Iced Coffees
  • In the 17th century Vienna, the Turkish army left behind a massive surplus in coffee beans causing citizens to experiment with new brewing methods.
  • Another tale proposes that iced coffee comes from Mazagran - a French beverage consisting of espresso, lemon, and ice.
  • In 1869, two oligarchs conspired to corner the American gold market, which was at that time the basis for the U.S. dollar.
  • Their plan was so complex and the plot finally unraveled on Friday, September 24, sending U.S. financial markets into a tailspin, ruining countless investors, and tanking the broader economy.
  • That dark day came to be known as “Black Friday.”

Dish used an ad campaign to compare the prices of Dish (which was much better priced) with DirectTV and cable TV.
Direct TV countered with a lawsuit, and said that Dish's claims were false as there were differences in package offers. They ran their own series of ads to debunk various Dish advertising claims.

Free Shipping: Shopper Psychology

A study done on online shopping behaviour showed that 70 percent of the shoppers abandon their shopping basket, leaving the app/website. The main reason for this behaviour is the unexpected costs, especially the shipping fee, which many buyers see as a sunk cost.**

Free shipping, something expected by many customers during online purchasing, works even if the cost is added to the product, due to a psychological trait of shoppers, who are made to feel as if they have got something extra.

Linear economy

A linear economy is a traditional model based on a 'take-make-consume-waste' approach to using resources.

The raw material is made into a product. After the product comes to the end of its life, it is thrown away. If this model is not replaced, the world will reach a point where it will lose the capacity to sustain itself.

Refinancing your home

When mortgage interest rates get low, refinancing isn't always the best choice.

Deciding when to refinance your home loan depends on several factors besides whether you can get a better mortgage rate.

When you should use credit

When you use credit cards responsibly, they can give you a lot of power. The best circumstances to use a credit card is:

  • When you're traveling, you'll get better rates for foreign exchange fees when you're traveling abroad. Travel rewards cards will also offer travel insurance.
  • When you need security, credit cards have no liability for fraudulent charges and you can cancel or freeze your card instantly.
  • When you want rewards. Most credit cards now will give you rewards for using them.
  • When you’re making charges for work because you don't have to front the money. You can get reimbursed before the bill is due.
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