Use your morning to set you up for the rest of the day Build good habits in the morning Have a solid morning routine Don't EVER hit snooze, no matter how tired you are. Get up in the morning right away.

Morning Builds Momentum.

The small things add up to the big things do the small things daily build your foundation brick by brick have a small win right away in your dayand have more small wins throughout the day.

Compound interest will change your life

you earn xpyou earn points (money) for doing tasks the harder the tasks, the bigger the reward you get to customize your player however you like story mode has a lot of side quests not all side quests are important.

Life Is A Game 

want to accomplish something? take action. want to be successful? take action. have a lot of things built up? take action. lots of work to get done? take action.procrastinating? scared? lonely? take action.All can be solve by taking calculated actions.

Action Is King

YOU NEED TO take care of yourself- mentally, physically, and spiritually.health isn't eating right and exercising.its taking care of the whole.If you eat shit, think shit, and act like shit- life will be shit. take care of your body, mind and soul.

Health Is Undefeated 

Reading this is a momenti bet you remember your favorite momentslife is full of them, they occur at every secondmake sure to use them to your advantage, not waste them thinking about something that isn't here or has passed Live IN each moment.

Life Is All About Moments 

With this information, you can learn that by changing your mindset you can change your life.How to change your mindset?Change what you eat, listen to, say, think, do, and who you hang aroundAlign with who you WANT to be, not who you are

Reality Is Created Within The Mind 

Our bodies have a built in autopilotthe subconsciousit runs our day to day livesdevelop good habits to help it run betterwhen it runs more efficiently it's easier to get to big goals because you are doing it on auto.

Habits Run Your Life

You have had your life8 billion people have had their lives8 billion perspectives, opinions, and different livesBe kind because with all those lives, you have no clue what they have been through or what they think. Be nice and move on from opposite.

Kindness Is Necessary 

This is a big oneLife isnt the destination, the vacation, the end goalLife IS what you do everyday.Life is where you workLife is who you work withLife is what you do in your spare timeIts not the vaca, so make sure IT ALL is enjoyable to you.

Life Is The Journey 

Life is more enjoyable when you are doing things you enjoySo find something to do in your spare time that makes you happy, makes you smile, and makes you laugh.Mixing this with your job is an incredible way to wake up with your soul on fireDo more of it.

Find A Hobby 

You need to do new things.How will you know what you like if you don't try thingsYou won'tTry things you never thought about tryingDo weird thingsAnd if nobody will join you, do it alone.Life rocks when you hang with yourself more.

Your Comfort Zone Is Awful 

It will rainIt will stormYou will get knocked overStepped onTrampled overAnd thats okayGet back upWipe off the dirtAnd keep goingLife doesn't stopIt keep going, so don't let the rain and dirt kill your spirit

Everyday Will Not Be Rainbow 

Kids are awesome because they are curious as everAdults kill their curiosityDon't let this happen to you, stay curiousDon't let society drag you down and make you not question thingsIts neededCuriosity and imagination are what move us.

When You Get Older, Stay Curious 

Wasn't then, isn't now, and will never be.Stop feeling like you're the victimYOU'RE NOTLife is happening for you, not to you.Realize that your mindset determines your life, and only you can change it.Don't blame anyone elseTake full responsibility

Life Is Not Easy.

Save money at the car dealerGet paid for what you're worthMake more, save moreEnjoy life a little bit moreLearn to negotiate and life will never be dull Which leads me to:

Learn The Art Of Negotiations.

In any way, shape, or form.PsychologySociologyPhilosophyDifferent religious textsMeditationPeople watchingThese will make you see life from a different point of viewThis view will help you see people as they are-PEOPLELearn their nature.

Learn About Humans.

1. Hard work (giving it 110%)2. Consistency (doing it everyday)3. Persistence (doing it when you don't want to)4. Patience (doing it for a long time)And there is no way around it.

The Only Way To Get What You Want Is:

personaldevelopment

Personal Development

moneyandinvestments

Money & Investments

motivationandinspiration

Motivation & Inspiration

creativity

Creativity

leadershipandmanagement

Leadership & Management

THINGS PEOPLE LEARN TOO LATE:

Uncover the melody in Money & Investments, Motivation & Inspiration, Movies & Shows, Music, and Parenting. Dive into how these seemingly diverse elements create a harmonious life.

Introduction - Life's Symphony

Investing isn't just about money; it's about wisely allocating resources in all life areas. Learn to invest time and love in relationships, self-care, and personal growth, just as you would in financial ventures.

The Art of Smart Investments

Balancing Mind, Body, and Spirit is crucial. To assist, consider a <a href="https://17fcchchd2viwod5wi1ry39y59.hop.clickbank.net/?tid=liv">Revolutionary Dietary Supplement</a> for physical health, the <a href="https://d009cbdeoz0hwoa63kwk45y2wq.hop.clickbank.net/?tid=livk">Hyperbolic Stretching Program</a> for body flexibility, and <a href="https://freemeditationscripts.com/shop/">Free Meditation Scripts</a> for spiritual balance. And if you're keen to deepen your meditation knowledge, <a href="https://freemeditationscripts.com/blog/">explore insightful blog posts</a> on the subject.

You Want the Best Life, Right? You Should Definitely Check These Out!

The best investment you can make is in yourself.

Music isn't just a form of entertainment; it's a source of daily inspiration. It can lift spirits, motivate us, and even help in parenting, offering a rhythm to our life’s narrative.

Inspiration in Every Tune

Parenting is more than a responsibility; it's a source of endless inspiration. It teaches patience, resilience, and the joy of watching someone grow - principles that echo in all life aspects.

Parenting: A Motivational Journey

The stories and characters in movies and shows often reflect our struggles, dreams, and triumphs, offering motivation and insights into our own lives and the roles we play.

Movies & Shows as Mirrors to Life

Every moment is a fresh beginning.

From smart money management to the harmonious blend of music and parenting, this guide illustrates how various life facets intertwine, creating a richer, more balanced existence. It's a reminder that the best investments are often in our health, relationships, and personal growth.

parenting

Parenting

movies

Movies & Shows

music

Music

Smart Spending for a Fulfilling Life: Money, Music, and More

Having reasonable return expectations helps investors keep a long-term view without reacting emotionally.

Expecting Too Much

Often, investors focus on short-term returns or the latest investment craze instead of their long-term investment goals.

No Investment Goals

Diversifying prevents a single stock from drastically impacting the value of your portfolio.

Not Diversifying

It’s easy to focus on the short term, but this can make investors second-guess their original strategy and make careless decisions.

Focusing on the Short Term

Investor behavior during market swings often hinders overall performance.

Buying High and Selling Low

One study shows that the most active traders underperformed the U.S. stock market by 6.5% on average annually.

Trading Too Much

Fees can meaningfully impact your overall investment performance, especially over the long run.

Paying Too Much in Fees

While tax-loss harvesting can boost returns, making a decision solely based on its tax consequences may not always be merited.

Focusing Too Much on Taxes

Review your portfolio quarterly or annually to make sure you’re staying on track or if your portfolio is in need of rebalancing.

Not Reviewing Investments Regularly

Too much risk can take you out of your comfort zone, but too little risk may result in lower returns that do not reach your financial goals. Recognize the right balance for your personal situation.

Misunderstanding Risk

Often, investors don’t actually know the performance of their investments. Review your returns to track if you are meeting your investment goals, factoring in fees and inflation.

Not Knowing Your Performance

Negative news in the short-term can trigger fear, but remember to focus on the long run.

Reacting to the Media

Historically, inflation has averaged 4% annually. Value of $100 at 4% Annual InflationAfter 1 Year: $96After 20 Years: $44

Forgetting About Inflation

Market timing is extremely hard. Staying in the market can generate much higher returns versus trying to time the market perfectly.

Trying to Time the Market

Check the credentials of your advisor through sites like BrokerCheck, which shows their employment history and complaints.

Not Doing Due Diligence

Taking the time to find the right advisor is worth it. Vet your advisor carefully to ensure your goals are aligned.

Working With the Wrong Advisor

Although it can be challenging, remember to stay rational during market fluctuations.

Investing With Emotions

High-yielding investments often carry the highest risk. Carefully assess your risk profile before investing in these types of assets.

Chasing Yield

Consider two people investing $200 monthly, assuming a 7% annual rate of return until the age of 65. If one person started at age 25, their end portfolio would be $520K, if the other started at 35 it would total about $245K.

Neglecting to Start

While no one can predict the market, investors can control small contributions over time, which can have powerful outcomes.

Not Controlling What You Can

Top 20 Investing mistakes to watch out for.

The 20 Most Common Investing Mistakes

<ul><li>Develop in-demand skills over collecting degrees</li><li>Focus your time and energy on developing profitable, in-demand hard skills rather than simply collecting academic credentials</li><li>Many rich entrepreneurs and investors do not have college degrees</li><li>Optimize for acquiring applied skills that provide value to employers or customers</li></ul>

Beyond Degrees

<ul><li>The best education comes from real world hands-on experience, not just passive classroom learning</li><li>Seek internships, apprenticeships, and other opportunities to gain practical experience</li><li>Starting your own ventures, even small side hustles, provides invaluable learning</li></ul>

Learn By Doing Through Real Experience


<ul><li>Actively network and build relationships with people who are successfully doing what you aspire to do</li><li>Learn from mentors - successful entrepreneurs and practitioners in your field</li><li>Insights from real-world experience are more valuable than academic theories</li></ul>

Learn From People Who Have Already Succeeded

Impact requires venturing into the unknown (whose risk most people avoid) and leadership (which acts as a multiplier of impact).Four steps:<ol><li>Get rid of debts, and have some savings.</li><li>Create room for experimentation in your current job.</li><li>Begin experimentation: Use money from step 1 to experiment around, while working.</li><li>Strike out on your own by following the direction set by a successful experiment from step 3.</li></ol>

Making An Impact: The Four Steps

<ul><li>Raw ideas and determined execution matter far more than degrees or credentials in the real world</li><li>Many highly credentialed people plateau in the middle of their careers</li><li>Don't rely on pedigree alone - develop skills and hustle</li></ul>

Ideas and Execution Matter More Than Degrees

Great networking is not about the back-and-forth, it’s about giving without expectation of anything in return.There are two basic ways to find great connections<ol><li>Find people with great future potential and help them in reaching their goals.</li><li>Add some value to the life of someone who is already established or connect them to someone where a connection could create a win-win potential for both parties.</li></ol>

Making Worthwhile Connections

<ul><li>The general perception of marketing is that it’s sleazy and manipulative.</li><li>The reality is that good marketing means making your potential customers know about you (or your company). Out of sight is out of mind.</li><li>A lot of businesses fail because they are not able to reach out to the right customers.</li></ul>

Marketing: Don't Let Your Company Remain Obscure

One can get better at a particular craft, but being able to sell oneself is equally important. <ul><li>Success is a skill – it consists of the skill of marketing, the skill of sales and the skill of leadership.</li><li>Sales are about knowing what a customer needs and, if you have a good solution/product, offering it.</li><li>Leadership is about being able to influence people, not control them.</li></ul>

Sales As A Leadership Skill

<ul><li> Adults need a reason to learn something.</li><li>They are involved in planning as well as evaluation, more interested in subjects having immediate relevance, more interested in problem-oriented (as opposed to content-oriented).</li><li>They also prefer more self-directed education (as opposed to classroom instruction).</li></ul>

Investing for Success: Learning as an Adult

Your brand is what people think about when they hear your name.The problem is, most people don’t realize that they can do better than work under someone else's brand. They just need to take some steps and build it. One should have a website under his/her name to establish a brand. A social media presence can also help.

Building Your Brand

<ul><li>An entrepreneurial mindset focuses on contribution, outcome, and moves toward big decisions even without authority.</li><li>The employee mindset, on the other hand, focuses on entitlement, and output, and turns away even from small decisions.</li><li>Entrepreneurs see current circumstances as temporary, but employees see them as permanent.</li></ul>

Entrepreneurial vs. Employee Mindset

<ul><li>Be wary of excessive student loan debt that constrains your options</li><li>Find creative alternatives to gain skills without expensive formal education</li><li>Debt impedes freedom, risk-taking, and flexibility</li></ul>

Avoid Burdensome Educational Debt


People don’t talk about the best-writing author; they talk about the best-selling author.

Some of the smartest, most successful people in the country didn’t finish college. None of them learned their most critical skills at an institution of higher education. And like them, most of what you’ll need to learn to be successful you’ll have to learn on your own, outside of school.Michael Ellsberg set out to fill in the missing pieces by interviewing a wide range of millionaires and billionaires who don’t have college de­grees, including fashion magnate Russell Simmons and Facebook found­ing president Sean Parker.This book is your guide to developing practical success skills in the real world: how to find great mentors, build a world-class network, make your work meaningful (and your meaning work), build the brand of you, and more. Learning these skills is a necessary addition to any education, whether you’re a high school dropout or graduate of Harvard Law School.

entrepreneurship

Entrepreneurship

books

Books

Michael Ellsberg

The Education of Millionaires

First modern human was appeared on the plains of Africa at least 200,000 years ago, and scientists estimate that life, in some form, will persist for another 1.5 billion years or more, until the intensifying heat of the sun condemns the last organism to death.But you?Assuming you live to be eighty, you’ll have had about four thousand weeks.

In the Long Run, WE'RE ALL DEAD

All the productivity apps, devices and hacks cause a myth that by using them you'll save your time. They save it but in the sense that you'll get more done like<ul><li>Race to more meetings</li><li>Ferry your kids to more after-school activities</li><li>Generate more profit to your employer</li></ul>And become more busy, anxious and emptier.In modern world, time is like a conveyer belt, it's bringing in new tasks/bags so that we can dispatch the old ones. And becoming more productive seems to cause the belt to speed up as it is taking more baggage on itself as quickly we dispatching the previous ones and eventually break down.

Productivity TRAP

<ul><li>We are now cooking food in 10-20 minutes, which used to take 2 hours</li><li>We're just a few seconds away from the information that used to take few days by post.</li></ul>But why we still don't have time to wait for 2 minutes in a queue and we become impatient if a webpage doesn't load in 10 seconds?Question- Where did the saved time go?Answer- We didn't used the saved time for the things we actually need to do, but just filled it with other tasks.As Parkinson's Law says- Work expands to fill time.

Where did the SAVED TIME go?

When people make enough money to meet their needs, they finds new things to need and new life style to aspire to. So, they work harder and harder and then get busier and busier.This busyness becomes the emblem of prestige.But the completely absurd thing is that for almost whole of the history, the entire point of being rich and wealthy was NOT HAVING TO WORK SO MUCH.

Point of Being RICH

Being More efficient just makes you more rushed and trying to clear all the decks simply makes them fill up again faster. Nobody in the history has ever achieved the Work-Life Balance, the day will never arrive when all lights would be green and you have everything in control.In fact, it is the Paradox of Limitation- more you try to manage time, more stressful, empty and frustrating life gets. But more you confront the facts of finitude, more productive, meaningful and joyful life becomes.

Time Management TRAP

Nobody in the Busytown is idle- or if they're- they're carefully hidden by the authorities, what they are not is OVERWHELMED.Even the winners and toppers of great universities, who keep highest salaries, they find their reward in the unending pressure to work with crushing intensity in order to maintain the income, status and lifestyle.

Efficiency TRAP

Every one of us have gone through the story of a professor with a jar and some big rocks, small stones, pebbles, sand and water, who fill them according to their sizes and telling them the priorities of life.The story in today's time is a LIE.Problem is that we are bad at prioritising the big rocks. There are too many rocks and most of them are never making it anywhere near that jar.

Prioritisation TRAP

<ol><li>Pay Yourself First- when it comes to time. There is no moment in future when you'll magically be done with everything and have loads of time for the things you are postponing now.</li><li>Limit Your Work In progress- Fix a hard upper limit on the number of things that you allow yourself to work on at any given time. No more than 3 tasks, all others can wait.</li><li>Resist The Allure Of Middling/Ranking Priorities- According to Warren Buffet, Make a list of 25 things you want to do, organise top 5. And avoid remaining 20 at all costs.</li></ol>Good procrastinator knows what task to focus on and what to neglect.

3 Principles for life from wisest minds

What we all think that SOCIAL MEDIA is free. But, when something is given free, you yourself are the PRODUCT. And, here the product is your most important thing- Your ATTENTION.Attention is life, it is your experience of being alive that consists of nothing other than sum of everything to which you pay attention to. Whatever compelled your attention, is your life moment to moment.This is how this business model worksTech companies profits from seizing your attention, and then selling it to advertisers, who collect your database and sell/show you the related products, services and content.

Business Model of SOCIAL MEDIA

Distractions are not the ultimate cause of our being distracted, they are just the places we go to seek relief from the discomfort of confronting limitation.We check the phone under the dinner table because we find it hard to focus on the conversation because listening and interaction takes effort, patience and a spirit to surrender. but scrolling the phone is easy and pleasant.Remember- A thousand people on the other side of screen are paid to keep you there.﻿

Why we get DISTRACTED?

All the human suffering is because of the effort to resist paying full attention to the way things are going, and we wish they were going differently.

When I finally get time after retirement or so, then only I can relax and live life according to my choices. THAT DAY NEVER ARRIVES.You are losing everyday every moment for an imaginary tomorrow. The tomorrow will come with its own challenges, problems and requirements.Enjoy your time here and now (wastefully sometimes) without any thought of future-focused self-improvement.<ul><li>Rest for the sake of rest.</li><li>It is fun to have fun, but you have to know how.</li><li>Nothing is more alien to the present age than IDLENESS.</li><li>Technological progress made us fretful but we need to acquire this superpower called PATIENCE.</li></ul>

Escape "WHEN I FINALLY" Mindset

A person with a flexible schedule and average resources will be happier than a rich person with everything except a flexible schedule

<ol><li>Adopt a 'FIXED VOLUME' Approach to productivity.</li><li>Focus on one big project at a time.</li><li>Decide in advance what to fail at (Strategic Underachievement).</li><li>Focus on what's already completed (Keep a DONE list).</li><li>Consolidate what you care about (Otherwise media has an unending library of topics).</li><li>Choose devices with only one purpose to not get distracted (i.e. Kindle reader for reading only).</li><li>Pay more attention to every moment, however mundane.</li><li>Be a researcher in relationships.</li><li>Cultivate instantaneous generosity.</li><li>Practice 'DOING NOTHING'. (discomfort of doing nothing leads you to make poor choices with time.</li></ol>

10 Tools for Embracing Your Finitude

Oliver Burkeman challenged the productivity, efficiency and time management completely. He has given points to prove that too. Read and open your mind for new ideas.

NEW YORK TIMES BESTSELLER   “This is the most important book ever written about time management.”  —Adam Grant, #1 New York Times bestselling author of Think Again and host of WorkLife What if you stopped trying to do everything, so that you could finally get around to what counts? We're obsessed with our lengthening to-do lists, our overfilled inboxes, the struggle against distraction, and the sense that our attention spans are shrivelling. Still, we rarely make the connection between our daily struggles with time and the ultimate time management problem: the question of how best to use our ridiculously brief time on the planet, which amounts on average to about four thousand weeks. Four Thousand Weeks is an uplifting, engrossing and deeply realistic exploration of the challenge. Rejecting the futile modern obsession with 'getting everything done,' it introduces readers to tools for constructing a meaningful life by embracing rather than denying their limitations. Drawing on the insights of both ancient and contemporary philosophers, psychologists, and spiritual teachers, Oliver Burkeman sets out to realign our relationship with time - and in doing so, to liberate us from its tyranny. Embrace your limits. Change your life. Make your four thousand weeks count.

productivity

Productivity

fashion

Fashion & Beauty

timemanagement

Time Management

Oliver Burkeman

Four Thousand Weeks

If you want to make a permanent change, stop focusing on the size of your problems and start focusing on the size of you!

Millionaire's Focus

Money will only make you more of what you already are.

Who You Are? 

You are a child of God. Your playing small does not serve the world. There is nothing enlightened about shrinking so that other people won’t feel insecure around you. We are all meant to shine, as children do. We were born to make manifest the glory of God that is within us. It is not just in some of us; it is in everyone. And as we let our own light shine, we unconsciously give other people permission to do the same. As we are liberated from our own fear, our presence automatically liberates others.

Mastering The Inner Game 

How will I know when I’ve completed my mission?” The answer? “If you are still breathing, you are not done.

Never Settle Until You Breathing. 

The key to success is to raise your own energy; when you do, people will naturally be attracted to you. And when they show up, bill ’em!

Elevate Your Energy for Success.

Nobody ever died of discomfort, yet living in the name of comfort has killed more ideas, more opportunities, more actions, and more growth than everything else combined. Comfort kills! If your goal in life is to be comfortable, I guarantee two things. First, you will never be rich. Second, you will never be happy. Happiness doesn’t come from living a lukewarm life, always wondering what could have been. Happiness comes as a result of being in our natural state of growth and living up to our fullest potential.

Embracing Discomfort

One of the principles we teach in our programs is “If you shoot for the stars, you’ll at least hit the moon.” Poor people don’t even shoot for the ceiling in their house, and then they wonder why they’re not successful. Well, they just found out. You get what you truly intend to get. If you want to get rich, your goal has to be rich. Not to have enough to pay the bills, and not just to have enough to be comfortable. Rich means rich!

Aim High for Success

no thought lives in your head rent-free.” Each thought you have will either be an investment or a cost. It will either move you toward happiness and success or away from it. It will either empower you or disempower you. That’s why it is imperative you choose your thoughts and beliefs wisely.

Mind Rent: Investing in Empowering Thoughts"

Because we are creatures of habit, we need to practice acting in spite of fear, in spite of doubt, in spite of worry, in spite of uncertainty, in spite of inconvenience, in spite of discomfort, and even to practice acting when we’re not in the mood to act.

Mastering Action: Overcoming Inhibitions and Building Habits"

Listen up! Every time, and I mean every time, you blame, justify, or complain, you are slitting your financial throat.

Listen Up

you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and "revise" it to not only create success but, more important, to keep and continually grow it.

#1 New York Times, Wall Street Journal, and USA Today Bestseller!Secrets of the Millionaire Mind reveals the missing link between wanting success and achieving it!Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs, businesses, or investments?The shocking answer is: None of the above!In his groundbreaking Secrets of the Millionaire Mind, T. Harv Eker states: "Give me five minutes, and I can predict your financial future for the rest of your life!" Eker does this by identifying your "money and success blueprint." We all have a personal money blueprint ingrained in our subconscious minds, and it is this blueprint, more than anything, that will determine our financial lives. You can know everything about marketing, sales, negotiations, stocks, real estate, and the world of finance, but if your money blueprint is not set for a high level of success, you will never have a lot of money—and if somehow you do, you will most likely lose it! The good news is that now you can actually reset your money blueprint to create natural and automatic success.Secrets of the Millionaire Mind is two books in one. Part I explains how your money blueprint works. Through Eker's rare combination of street smarts, humor, and heart, you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and "revise" it to not only create success but, more important, to keep and continually grow it.In Part II you will be introduced to seventeen "Wealth Files," which describe exactly how rich people think and act differently than most poor and middle-class people. Each Wealth File includes action steps for you to practice in the real world in order to dramatically increase your income and accumulate wealth.If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that's exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it's simple. If you think like rich people think and do what rich people do, chances are you'll get rich too!

Secrets of the Millionaire Mind

Find 100+ Ideas and Facts about Money - Curated from interesting sources like Books, Podcasts & Articles - Genuine Insights from like-minded Users like You!

THINGS PEOPLE LEARN TOO LATE:

Smart Spending for a Fulfilling Life: Money, Music, and More

The 20 Most Common Investing Mistakes

The Education of Millionaires

Four Thousand Weeks

Secrets of the Millionaire Mind

Poor Asian countries face an ageing crisis

Money & Investing

The Psychology of Money

How the Chinese Build Winning Paid Membership Apps

It's time to
Read like a Pro.

THINGS PEOPLE LEARN TOO LATE:

Smart Spending for a Fulfilling Life: Money, Music, and More

The 20 Most Common Investing Mistakes

The Education of Millionaires

Four Thousand Weeks

Secrets of the Millionaire Mind

Poor Asian countries face an ageing crisis

Money & Investing

The Psychology of Money

How the Chinese Build Winning Paid Membership Apps

It's time to Read like a Pro.

It's time to
Read like a Pro.