4. Build Your Protection Plan this Weekend

Yes, it's boring as hell to talk about insurance and estate planning. But as they say, building wealth is one thing…keeping it is another ball game. Morgan Housel made this clear in his book The Psychology of Money . “The Forbes 400 list of richest Americans has, on average, roughly 20% turnover per decade for causes that don't have to do with death or transferring money to another family member.” What makes up your protection plan? Do the hard thing. Batch this boring (but incredibly important) part of your financial plan this weekend. You won't regret it.