Picture your perfect year - take... - Deepstash

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<ul><li><strong>Picture your p...

  • Picture your perfect year - take time to reflect on 2021 and think about what, if anything, you'd like to do differently in 2022.
  • Track your growth - calculate your net worth is a good start. This is essentially your assets (cash in checking and savings accounts, investments, real estate, cars, etc.) less your debts (student loans, mortgages, overdue credit card bills, etc.). You can use an app like Personal Capital, or an Excel tracking sheet.
  • Invest in an index fund - opt to invest in index funds if you’re looking to build wealth. Index funds are designed to track the entire stock market.

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  • Increase your savings rate - your savings rate is the percentage of your income that you keep each month, versus the amount that you spend. Increasing it, even slightly, will put you in a better overall financial position. You'll have additional money stashed away for a rain...

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An important read on saving and investing for retirement, no matter what your age.

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