4.Convenience

Credit card usage can lead to debt and the debt grows itself while unpaid. However, used responsibly, it's a good way to start building credit. 

Most credit cards also have other benefits, such as rewards points, cash back, or travel points. But if you're incapable of payin...

Credit or debit cards are convenient, but you don't see your shrinking bank balance with every purchase.  

If you use mobile banking or money management apps while using your card, and it’s working, keep doing your thing. Otherwise, you might want to consider...

Most of the decisions we take are reversible. Some of them easily reversible, some of them more difficult to change. But reversible, nonetheless.

"If you can’t take it anymore, you change it. Complaining is not an option and you’re not paying me to pity you. It’s in your power a...