Ideas from books, articles & podcasts.
Constant financial crisis: You're always in a financial mess, in debt, or feel dead broke.
Financial ignorance: You're clueless about how much money you have, earn or need.
Isolation: You're not comfortable asking for help, especially about ways to earn more or to do your work in a more efficient or cost-effective way.
Procrastination: You generally mismanage your time or drag on work that could be done quickly.
Undercharging or accepting low pay: You underprice services for fear that you'll lose clients or that you don't deserve that much.
MORE IDEAS FROM THE SAME ARTICLE
Often, you're never in control of the things that matter most—your time and money. With the clarity gained from education, you'll need to commit to getting organized. Take an inventory of how you spend your time and your money. Are you spending too much time on things that don't earn you money? C...
Gather information: your earnings, your expenses, your debts, your assets, your habits, your preferences, and everything that affects your finances. You'll have to get very clear about what your expenses are and whether they're higher than they should be. Cancel subscriptions you don't need and g...
If you are in denial about your financial situation, you cannot make the money moves needed to fix it. You must first concede that you have a problem. Perhaps you fear that if you make over a certain threshold, your friends and family will expect handouts. Or maybe no one else you know has ever m...
Learn about cost-effective alternatives that could lower the amount of cash flowing out. And plan to open your mind to quick and easy wins that will allow you to bring in more money, easily. This could mean committing to watching free YouTube and TedX videos around your industry to learn how to p...
If you realize that you're constantly de-valuing your work, even after you've compared market rates and your successes, then you may need a therapist to help you tackle low self-esteem. Or you may want to hire someone specifically to handle the sales and billing for your company so that you don't...
It is so much harder to work your way out of debt and underearning than it is to get into it. So be gentle with yourself as you improve your situation, little by little. Take a look back every quarter and congratulate yourself on the things you're doing a lot better than before. Over time, your b...
Practice doesn't always make perfect, but it does make you way better than you used to be. Whatever changes you're trying to enact, you must keep doing them—even if you're off to a rocky start. Relapses can be avoided, but they are common. You'll have spending splurges and you'll forget to turn o...
There are a lot of resources to choose from, and they're not all worthwhile. Your search might be misplaced if, for example, you haven't already done steps one through three to really identify what's holding you back. If you discover you have a savings problem, you'll want to look for bo...
Underearning occurs when someone makes under their potential and has a mental block around deserving or earning more. It can feel like being stuck in a loop—only making enough to get by. It can be caused by an accumulation of bad habits or even a mindset full of limiting beliefs. Either way, anyo...
created 5 ideas
created 3 ideas
❤️ Brainstash Inc.