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For most, extended warranties are bad investments, because we never use the coverage they pay for.
For a warranty to be worth it,
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Before accepting an extended warranty, ask yourself:
Extended warranties are a product. They help the business more than they help the consumer, as no business offers a product at a loss.
Instead of buying warranties, consider setting up your own warranty coverage by putting the money aside in an interest-bearing savings account. Then you have full control over the money and can re-purpose those funds.
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