Considering an extended warranty

Before accepting an extended warranty, ask yourself:

How likely is it for this thing to break? Search online reviews to find out. Remember that the manufacturer's warranty is often sufficient.
Would depreciation make buying a new one worth it? An extended warranty might not be worth the value.
Do I know exactly what is covered?

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The truth about extended warranties, and what to do instead

thinksaveretire.com

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Money & Investments

How to Complain and Get Results

Impersonal customer service makes it hard to get help. Here's the script for success. By , Associate Editor Taking a complaint to customer service can be maddening. No one wants to deal with endless phone trees, outsourced representatives working from inflexible scripts, automated responses or chatbots.

kiplinger.com

3 Keys to breach the company walls

To breach the customer service walls of the service provider/company, and successfully resolve your complaint, you must use the three p’s: patience, persistence, and politeness.

Document Everything

Leave a paper or digital trail. For any product or service for which you pay, keep copies of your order confirmations, receipts, contracts, work orders, warranties, service agreements, and billing statements.

Make your point on Time

It helps to complain as soon as you know you have a problem. The more recent your experience, the greater the weight your complaint will carry. Also, memories fade, records get buried, and work staff gets replaced.

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Alexis T.

@alexis_tt19

Rich vs. Wealthy: What's the Difference?

What's the difference between rich vs. wealthy? Understanding the distinction between the two is one of the most important perspective changes I've had when it comes to how I manage my money. Growing up, I wanted to be rich. I wanted to own a big home, drive a luxury car, and buy expensive clothes.

personalfinanceforbeginners.com

Characteristics Of The Wealthy

They live in homes just large enough for their needs and drive used cars.
They have affordable interests.
They don’t worry about having the highest credit scor...

Rich And Wealthy

By making wealth your priority now, you could be both later. Establish a strong financial foundation that will give you financial security and peace of mind moving forward.

Living paycheck to paycheck is a guaranteed way not to build wealth.

If you’re just starting on your personal finance journey, it might not be time for you to start acquiring these assets yet.

How To Become Wealthy

Investing in stocks is simple if you avoid lucky stock picking. Keeping long-term perspective, invest early, especially in low-cost index funds.
Rental properties.
Small business ownership.
Delaying gratifications.

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