So what's next?
Understanding the difference between good and bad debt is essential. However, it's equally important to have a strategy in place to effectively manage our debts and foster our financial growth for the future.
We always need to make a plan to repay what we owe, finding ways to lower interest rates, and focusing on important payments.
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Debt can be your best friend or it can be your worst nightmare depending upon how you use it.
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3 Financial Basics
- Create a Financial Calendar: prevent yourself from forgetting quarterly tax payments and to get credit reports.
- Check Your Interest Rate: Pay off loans, open saving accounts and negotiate credit debts based on interest rates.
- Track Your Net Worth: The dif...
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