During the first week of the new year, there is a rush of motivated people who want to achieve their respective self-improvement goals. But then all this rush always tapers off, with only about 8 % of people actually managing to achieve their goals by the end of the year.

You get better with money when you get better with time.

Write letters to your future selves, making this older version of you into a real three-dimensional character can make this sort of self-conversation easier to recognize the benefit of something, like an automatic sa...

During the new year, our birthday or even the start of a school year, most of us have a feeling of a fresh start, a new beginning.

These 'fresh start' moments provide us with a temporary motivation to pursue our goals.