Understanding Your Relationship with Money is Crucial

The book stresses the importance of understanding your own money mindset, which is shaped by various factors, including your upbringing and financial fears. "The way you handle money is primarily driven by your mental attitude toward it, which is shaped by a number of things, such as your relationship to future thinking, how your parents related to money, and your financial fears." It identifies three common millennial financial mindsets: Team YOLO/FOMO, Team Guarded Optimist, and Team Dreaming About Retirement.