Applying for a Personal Loan - Deepstash
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Applying for a Personal Loan

Before applying for a personal loan, ask yourself first:

  1. What are you borrowing the money for?
  2. What is your current financial situation?
  3. Are you in any capacity of paying the loan back?

Make sure you are never borrowing money for a personal loan based on an emotional decision.

Only after you look at your needs, financial situation and repayment plan should you consider moving forward with securing a loan.

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Advantages of Personal Loans

  • Personal loans are flexible forms of credit where they can help you reach various financial goals.
  • They allow the borrower to use it in every situation imaginable like emergency expenses or debts that you might have.
  • Personal loans ca...

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Disadvantages of Personal Loans

As good as it sounds, personal loans have its own disadvantages such as:

  • Some personal loans have higher interest rates because since it doesn't require collateral and are unsecured, the risk of not paying the lender back is high; and
  • It can a...

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"Making money is art and working is art and good business is the best art." ~ Andy Warhol

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