By making wealth your priority now, you could be both later. Establish a strong financial foundation that will give you financial security and peace of mind moving forward. 

• Being rich is having the ability to spend lots of money now; 
• Being wealthy is accumulating assets that allow to you preserve your money for use in the future.

• Investing in stocks is simple if you avoid lucky stock picking. Keeping long-term perspective, invest early, especially in low-cost index funds.
• Rental properties.
• Small business ownership.
• Delaying gratifications.

• They live in homes just large enough for their needs and drive used cars.
• They have affordable interests.
• They don’t worry about having the highest credit score possible as they have enough saved to skip loans and make large purchases with cash.
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• Create a budget and stick to it
• Pay off your debt – especially high-interest credit card debt
• Learn how to save money to cover unplanned expenses
• After establishing an emergency fund and becoming debt-free, go all-in on building wealth!

Your wealth is the value of the assets you own.