Dave Ramsey's best financial tips for personal finance! - Deepstash

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Dave Ramsey's best financial tips for personal finance!

Who is Dave Ramsey?

David Lawrence Ramsey III is an American personal finance personality, radio show host, author, and businessman. He is an evangelical Christian, and hosts the nationally syndicated radio program The Ramsey Show.

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7. Build wealth and give.

7. Build wealth and give.

This final step is where you'll start to build wealth and give generously. That includes maxing out your 401(k) or Roth IRA.

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4. Invest 15% of your income in retirement savings.

4. Invest 15% of your income in retirement savings.

Start putting 15% of your gross household income into a 401(k) or Roth IRA.

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5. Save for children college funds

5. Save for children college funds

You can leverage a 529 or Education Savings Account (ESA) to begin saving for your kids' college. These are specifically designed to put money away for your kids' education.

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2. Pay off all debts

2. Pay off all debts

The debt snowball is another method made popular by Dave Ramsey. It is simply a way of paying off your debt from the smallest balance to the largest.

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3. Save 3-6 months of expenses before.

3. Save 3-6 months of expenses before.

The idea here is that if you lose your primary source of income, you'll be able to support yourself for up to 3 or 6 months without having to go into debt.

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1. Save $1000 for emergency.

1. Save $1000 for emergency.

The first baby step is to save $1,000 for emergencies. The point of this emergency fund is to have money set aside when life happens.

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6. Pay off home early.

6. Pay off home early.

This step is where you become completely debt free by paying off your home early.

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adityamulukuri

18 | A start-up guy, Content creator, soloprenuer and a podcaster. Building Blast, Snakcards and more. Stashing about entrepreneurship, self-help, spirituality and the most interesting stuff I read.

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