You can leverage a 529 or Education Savings Account (ESA) to begin saving for your kids' college. These are specifically designed to put money away for your kids' education.

5. Save for children college funds

Who is Dave Ramsey? David Lawrence Ramsey III is an American personal finance personality, radio show host, author, and businessman. He is an evangelical Christian, and hosts the nationally syndicated radio program The Ramsey Show.

Dave Ramsey's best financial tips for personal finance! 

This step is where you become completely debt free by paying off your home early.

6. Pay off home early.

This final step is where you'll start to build wealth and give generously. That includes maxing out your 401(k) or Roth IRA.

7. Build wealth and give. 

The first baby step is to save $1,000 for emergencies. The point of this emergency fund is to have money set aside when life happens.

1. Save $1000 for emergency.

Start putting 15% of your gross household income into a 401(k) or Roth IRA.

4. Invest 15% of your income in retirement savings.

The debt snowball is another method made popular by Dave Ramsey. It is simply a way of paying off your debt from the smallest balance to the largest.

2. Pay off all debts

The idea here is that if you lose your primary source of income, you'll be able to support yourself for up to 3 or 6 months without having to go into debt.

3. Save 3-6 months of expenses before.

Listen to this episode from TATS the podcasts by ADITYA MULUKURI  on Spotify. In this episode you'll going to know some absolute finance tips that might helps you retire early. These tips were mostly not found anywhere which are very beneficial

2. Pay off all debts

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Debt when you're on a tight budget

Game of Thrones: pay your debts