Money is so much more than dollars and cents. Our relationship with money is emotional. Hopes and fears, guilt, and shame can all play a significant role in our financial life.
And those feelings can be tied to lots of things: our upbringing, our environment, and all the money messaging in the world and the media.
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Financial wholeness happens when all aspects of your financial life (budgeting, savings, debt, credit, learning to earn, investing, insurance, net worth) are working congruently for your greatest good, your biggest benefit and your richest life.
It doesn't matter how much you make. Financial wholeness can be achieved by everyone. It is just a holistic view of what to do with my money and how to maximize and make the most of it.
Before spending money on something, ask yourself: Do I need it? Do I love it? Do I like it? Do I want it?
Take care of your health and safety and loves that give you lasting joy, and less money toward likes and wants. The more money you spend on likes and wants, the less money you have for needs and loves.
We don't really need massive amounts of money to live a happy life.
A good level of freedom and self-confidence can be attained by a relatively small figure of money.
We can take the middle path, doing things that we enjoy, carving a decent earning while attaining an enviable work-life balance.
Take a hard look at how much you are spending day to day. Every time you spend money, write it down as it happens in a little notebook or log it into an app.
Alternatively, use the envelope method. Make an envelope for each of your non-fixed expenses, like groceries, clothes, entertainment and budget a certain amount of money for each envelope. When an envelope is empty, you have no more money to spend until the following month.
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