Does the word “budget” make you cringe ? The way to get around that, though, is to reframe how you think about budgeting.

• Budgets need to be sustainable .
• It’s mandatory to remain consistent
• Subscriptions — They will eat away at your finances if you let them.
• Luxuries — whatever lands in the “pay someone else to do it because I don’t wanna” category.
• Shopping — Impulse buys are hard to fight .
• Mint — all accounts can be linked to Mint, and Mint has the option to set budgets.
• Wallet from BudgetBakers.com — Have the ability to share finances with others to maintain accounts with multiple people.