1. Review your spending, taking an inventory of all your purchases. This provides a better understanding of where the money goes.
2. Start to look at what all spending can be curbed (it will be a lot) and one can start small, like by not buying the candy at the grocery store while waitin...

Black Friday can involved a lot of unexpected and unwanted pauses, whether in traffic or in line. Use the pauses to practice being in the moment.

Check out the setting around you. How do the people look? Even notice the products displayed in the store...

Whenever you have issues focusing, try setting goals. The most important tip anybody could give you at this point is that the smaller the goal, the better the result. Therefore, try focusing on one task for 15 minutes, then increase the time to 30 minutes and so on. You will certainly end up surp...