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How to prioritize tasks effectively
How to manage your time efficiently
How to reduce stress and anxiety
Only take loans when you are certain you will have the means to repay on or before the agreed due date(s). Be sure to confirm all interest/fees associated with the loan prior to applying. Only proceed when you are comfortable that you will be able to service the expected repayments.
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Late repayments or defaults on loans are not only a breach of the contractual agreement between a borrower and a lender; they also come with very real consequences that can be hard to shake off in the long-term.
Services such as
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Loans — as with finance, in general — can do wonderful things for you when properly managed. It can help solve urgent problems, cater to substantial expenses and grow businesses.
However, when mismanaged, credit quickly becomes a source of frustration and can cause real damage to your futur...
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Realize there is such a thing as ‘too much credit’. Taking on multiple loans at a time increase the risk of missing a payment and then getting stuck in nasty cycles of debt — constantly taking additional loans to pay off previous loans which you’re already struggling to service.
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A loan is a serious obligation and should be treated as such — it probably shouldn’t be used to impress your boys at the club! Assess your needs prior to applying — is the cash need important enough to take out a short term loan?
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If you don’t know what this is — you’re not alone! A lot of our new users start off unaware of the meaning of credit reports or the existence of the credit bureaus that store information on them. Financial instituti...
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Instead of just randomly quitting a task, make sure you leave off at a place that will inspire you to get going next time you’re ready to pick it up.
Before you finish work for the day, capture any open questions that you’re currently working on. Ask yourself: i...
The first step to learning well is always to ask yourself “why am I learning this?”, because the most effective way to learn is highly dependent on the eventual situation when you will use that information.
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