Practice Frugality Through Budgeting & Planning
To begin with, you should have a framework for how much your family spends on household expenses in a week, a month, and over 12 months. This framework should reflect your current income. The second framework you should have is for your ideal lifestyle. This describes how you'd like to live in the future. The neighborhood you want to live in, the kinds of food you want to be eating, the cars you want to drive and so on.
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