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Salary Isn't Enough
If salary is your only income source. This well will dry out soon. The saving in your bank account is not going to work for you unless you make it work. Put that savings into some work create other sources.
4
28 reads
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Your Hourly Value
Calculate your salary basis on 1 hour of your day.
How much monetary value do you hold in 24 hours. If it's above ₹180 per hour. For 10 hours of work daily you are earning decent amount.
3
41 reads
Time Is Money
Prepare an hourly chart of how you spend your 24 hours, starting now. How much of it is spent doing productive work in terms of money and how much of it is spent in losing it. If you find the ratio is 3:1 you are safer than most people.
4
46 reads
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Tea, books, movies, conversations, music, trekking, travel and a lot of laziness
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Some people are disciplined enough to manually set aside "leftover" money at the end of every month into a high-interest savings account. Others take the decision-making out of the equation and automate the entire process. Most banks have a feature that allows you to set up recurring transfers fr...
How to Prepare for Rainy (Financial) Days
- Make savings part of your monthly budget.
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- Open a savings account at a different bank than where you have your checking account so it won’t be too easy transferring be...
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