Strategy is the overarching plan or set of goals. Tactics are the specific actions or steps you undertake to accomplish your strategy.
A personal strategy might be to get into a particular career, whereas your tactics might include choosing your educational path, seeking out a helpful mentor, or distinguishing yourself from the competition.
Without a strategy, you run the risk of ambling through life, confused about your progress. Without tactics, you become dependent on pure luck to implement your strategy.
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