Cut down your expenses - Another... - Deepstash
Survival Tips

Learn more about personaldevelopment with this collection

Basic survival skills

How to prioritize needs in survival situations

How to adapt to extreme situations

Survival Tips

Discover 63 similar ideas in

It takes just

11 mins to read

  • Cut down your expenses - Another way to save a little and ensure you're spending on what's important to you is to rank your expenses. Consider the money you'd save on those expenses, and what it would look like to put it toward one of your goals instead.
  • Stop timing the market - when the stock market starts getting rocky, it's natural to want to pull back to "save" money. Rather than letting your nerves get the best of you, think of a down market as a buying opportunity . At the very least, don't get spooked and pull your money out of your investments. Your bottom line will thank you.

61

134 reads

MORE IDEAS ON THIS

  • Make a plan for your benefits - familiarize yourself with your employer's benefits this year. There could be things available you haven't been aware of, such as financial planning sessions or wellness opportunities.,Don't let them go to waste.
  • Do one task you...

61

213 reads

<p><strong>Make your money cou...

Make your money count - consider where your money has gone over the past year or so. Are you happy with how and where you're spending it? If not, make some changes in 2022. That could mean shopping more at local small businesses, cutting out massive retailers like Amazon or

61

136 reads

  • Contribute more to your Roth IRA - which let savers contribute money after they have paid taxes on it. Contributions and earnings grow tax-free (assuming investors follow the withdrawal rules), making them particularly powerful investment vehicles for workers in lower tax br...

57

151 reads

<ul><li><strong>Be careful wit...

  • Be careful with trading apps - avoid investing through apps that make a game out of investing , particularly short-term investments. Make sure that you ha...

60

499 reads

<ul><li><strong>Picture your p...

  • Picture your perfect year - take time to reflect on 2021 and think about what, if anything, you'd like to do differently in 2022.
  • Track your growth - calculate your net worth is a good start. This is essentially your assets (cash in checking and savi...

65

282 reads

<ul><li><strong>Find some insp...

  • Find some inspiration - if your goals are feeling a little stale, search for some new inspiration. Depending on your interests, there are any number of online forums that might appeal to you. 
  • Ask for what you're worth - one thing we're leaving behin...

61

225 reads

12.

12.

61

179 reads

<ul><li><strong>Learn about cr...

  • Learn about crypto - you shouldn't throw all of your money into cryptocurrencies, but at this point, you should take time to learn about them and how they work.
  • Figure out your retirement number - Even if you're decades away from retire...

62

178 reads

15.

15.

  • Increase your savings rate - your savings rate is the percentage of your income that you keep each month, versus the amount that you spend. Increasing it, even slightly, will put you in a better overall financial position. You'll have additional money stashed away for a rain...

59

142 reads

<ul><li><strong>Stop timing th...

  • Stop timing the market - when the stock market starts getting rocky, it's natural to want to pull back to "save" money. Rather than letting your nerves get the best of you, think of a down market ...

59

109 reads

CURATED FROM

CURATED BY

noviceinvestor

Income. Save. Invest. Spend 💡~ Making Careers & Investing Simpler

Related collections

More like this

Golden rules of investment

Golden rules of investment

There are a few things to remember before investing in stocks:

  • First, it's important to have a clear understanding of what you're buying. Make sure you know the company's financial situation and what the stock is worth.
  • Second, don't invest too much money in one stock. It's imp...

Changing Your Attitude To Save Money

Changing Your Attitude To Save Money

Be grateful for the money you have rather than complaining about not having enough. A simple change of attitude can help you to manifest more money and cut expenses.

You can also tell your friends and family that you want to cut expenses and let them know you are tempted to spend...

Reduce Recurring Expenses

One way to save money is to identify and cut down on recurring expenses that don’t add value to your life. A good rule of thumb is to cancel if it is something you might want to use “someday.”

Even if the recurring expense offers you value, you can investigate how you can reduce it w...

stash-superman-illustration

Explore the World’s

Best Ideas

200,000+ ideas on pretty much any topic. Created by the smartest people around & well-organized so you can explore at will.

An Idea for Everything

Explore the biggest library of insights. And we've infused it with powerful filtering tools so you can easily find what you need.

Knowledge Library

Powerful Saving & Organizational Tools

Save ideas for later reading, for personalized stashes, or for remembering it later.

# Personal Growth

Take Your Ideas

Anywhere

Organize your ideas & listen on the go. And with Pro, there are no limits.

Listen on the go

Just press play and we take care of the words.

Never worry about spotty connections

No Internet access? No problem. Within the mobile app, all your ideas are available, even when offline.

Get Organized with Stashes

Ideas for your next work project? Quotes that inspire you? Put them in the right place so you never lose them.

Join

2 Million Stashers

4.8

5,740 Reviews

App Store

4.7

72,690 Reviews

Google Play

samz905

Don’t look further if you love learning new things. A refreshing concept that provides quick ideas for busy thought leaders.

Shankul Varada

Best app ever! You heard it right. This app has helped me get back on my quest to get things done while equipping myself with knowledge everyday.

Ashley Anthony

This app is LOADED with RELEVANT, HELPFUL, AND EDUCATIONAL material. It is creatively intellectual, yet minimal enough to not overstimulate and create a learning block. I am exceptionally impressed with this app!

Sean Green

Great interesting short snippets of informative articles. Highly recommended to anyone who loves information and lacks patience.

Giovanna Scalzone

Brilliant. It feels fresh and encouraging. So many interesting pieces of information that are just enough to absorb and apply. So happy I found this.

Laetitia Berton

I have only been using it for a few days now, but I have found answers to questions I had never consciously formulated, or to problems I face everyday at work or at home. I wish I had found this earlier, highly recommended!

Ghazala Begum

Even five minutes a day will improve your thinking. I've come across new ideas and learnt to improve existing ways to become more motivated, confident and happier.

Jamyson Haug

Great for quick bits of information and interesting ideas around whatever topics you are interested in. Visually, it looks great as well.

Read & Learn

20x Faster

without
deepstash

with
deepstash

with

deepstash

Access to 200,000+ ideas

Access to the mobile app

Unlimited idea saving & library

Unlimited history

Unlimited listening to ideas

Downloading & offline access

Personalized recommendations

Supercharge your mind with one idea per day

Enter your email and spend 1 minute every day to learn something new.

Email

I agree to receive email updates