Categorizing Your Current Spending
It's important to have an overview of your money and where it's being spent. It's possible to fit your expenses into these four categories:
- Fixed Costs (Rent, Bills, Loans)
- Important Investments (401k, Roth IRA)
- Financial Goals (Home Payments, Vacation Fund)
- Guilt-free Expenses (Dining out, Happy hour)
When you break down your current spending even further, you will be able to keep yourself sustained with this method because it doesn't take away the fun.
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Conscious Spending Plan: Budget by Looking Into the Future
iwillteachyoutoberich.com
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"Many people are in the dark when it comes to money, and I'm going to turn on the lights. " ~ Suze Orman
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