Check on your asset allocation periodically to ensure it matches your overall risk tolerance. Do not obsess over the details that could lead to emotion-fueled mistakes.

Create a roadmap to increase your chances of achieving your financial goals.

... but your spending hasn't changed.

Consumer debt kills wealth. 

Never keep more than you need in cash or in a checking account.

If you can afford to put the full $19,000 into your 401(k) this year,