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Valerie

@val_q

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"Rule No.1: Never lose money. Rule No.2: Never forget rule No.1." ~ Warren Buffett

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Oct 24, 2020

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Why we feel invested in a television series

We tune into television series episode after episode because we've become invested in some or all of the character's lives. Marketers and psychologists measure this on the connectedness scale - the degree to which people think a series and its characters are real.

Even if the characters are rich and live in a 25 bedroom mansion while you live in a studio apartment, you can still connect to characters on a personal level and because you wish you lived a life like theirs.

Valerie  (@val_q) - Profile Photo

@val_q

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Money

Inside Our Fascination With The Filthy Rich

refinery29.com

Fashion Trend Forecasting

Fashion and trend forecasting is a process to predict the behaviour, buying habits and inclination of the consumer during a particular time of the year.

Apart from the age, geography, or income levels of the consumer, one has to look at the occasion, mood, beliefs, and fashion cycles and predict upcoming trends.

The calculation is done as follows: Season>Target Market>Consumer>Colors>Fabrics>Silhouette>Texture>Usage

Fashion Trends,Understanding Fashion, Fashion Trend Forecasting - Fibre2Fashion

fibre2fashion.com

The Golden Rules of Personal Finance
  • Spend less money than you earn
  • Always plan for the future: you should always look forward beyond the current month
  • Make your money make more money: invest, start a business or invest in your education.

How to Start Managing Your Money, For Those Who Never Learned Growing Up

lifehacker.com

We prefer to rewatch our favorite series

Over the past year, it has never been easier to find something new to watch on TV. Despite so much fresh content, there is a growing trend for people to rewatch old series.

Data backs up the anecdotal evidence that 2020 (during the pandemic) was the year of the rewatch. The most streamed programme in the US was the American version of The Office.

Is rewatching old TV good for the soul?

bbc.com

Blockchain: The Engine Of The New World
  • Blockchain is a digital archive or registry, which can be private or public. It relies on a digital network of computers, or ‘nodes’ to verify details of the information, such as the authenticity of a transaction in the case of cryptos.
  • Many of us have heard of cryptocurrencies (like Bitcoin), which have exploded in value in the last ten years.
  • The underlying technology, blockchain, is the heart of crypto and many other new digital applications and ecosystems.
  • Weirdly enough, it is the same technology that powered torrent downloads in their heyday, about 18 years ago.

How Blockchain Technology Can Help Improve the Planet - HumanProgress

humanprogress.org

  • The Richest Man in Babylon, by George S. Clason. The message of this 1926 book is that rich people are rich because they save their money and don't get into debt.
  • Your Money or Your Life, by Vicki Robin and Joe Dominguez. This book will change your relationship with money.
  • The Little Book of Common Sense Investing, by Jack Bogle. This book is about index funds. Jack Bogle founded Vanguard and created index funds.

Personal Finance Guide: Manage Your Money Like A Boss - Darius Foroux

dariusforoux.com

  1. Create a Financial Calendar: prevent yourself from forgetting quarterly tax payments and to get credit reports.
  2. Check Your Interest Rate: Pay off loans, open saving accounts and negotiate credit debts based on interest rates.
  3. Track Your Net Worth: The difference between your assets and debt — it tells you your financial standing. 

50 Personal Finance Tips That Will Change the Way You Think About Money

themuse.com

Defining Competitiveness Among Countries

The World Economic Forum defines competitiveness as the "set of institutions, policies and factors that determine the level of productivity of a country."

Another way to view it is to consider how it promotes wellbeing. A competitive economy is productive, leading to growth, increased income levels, and hopefully improved wellbeing.

What is competitiveness?

weforum.org

The federal Consumer Financial Protection Bureau (CFPB) defines financial wellbeing as:

  • having control over day-to-day finances
  • being able to absorb a financial shock
  • being on track toward financial goals
  • having the freedom to make choices that help you enjoy life

As a continuum that is not strictly aligned with income level, financial wellbeing ranges from severe financial stress to being highly satisfied with one's financial situation. Through education, opportunity, and support, people can move along the continuum to greater financial wellbeing.

What Is Financial Wellness?

everydayhealth.com

The Psychology Of Exchanging Gifts

According to French anthropologist Marcel Mauss, gift-giving carries many legal, moral, economical and spiritual aspects, and is significant for the whole social fabric. Many ancient cultures follow the intricate rules of gift exchange, which is not a voluntary act, but rather a comprehensive set of rules based on obligation and formality.

If a person does not take part in this obligatory ritual, he or she risks losing respect, moral authority and even wealth.

Gifts are a traditional part of Christmas – but why do we give presents at all?

theguardian.com

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