Never keep more than you need in cash or in a checking account.
Grow your money in the short-term by storing it in a high-yield savings account or certificate of deposit.
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Leaving money in your checking account might make you spend more than you planned, simply because the money is available. The money in your checking is also not earning any return.
Instead, lessen the temptation. Try budgeting carefully enough and transfer the extr...
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