Budget for your vacation
For freelancers, time off work is time not making money. However, it doesn't mean you shouldn't take a vacation - it means you need to budget for it.
For example, it could mean raising your rates and taking on more assignments in the months leading to your vacation.
Set up a business account for your freelance income, then schedule regular automatic payments to your personal account so that you have a regular "paycheck". Build some savings in for a cushion.
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