1. Read the Fine Print
Reading through the terms and conditions that come with opening a new credit card is important so you can ensure that you are getting favorable terms compared to what competitors are offering (this would require you do a little digging beforehand). For instance, you can find out what interest rates other issuers are offering and at the risk of stating the obvious, go for the credit card with the lowest interest rate.
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Writer, artist, Accountant and a forever learner. Learning, loving, Hoping.
These Ideas show how to enjoy the rewards that come with using a credit card while also avoiding the threat of drowning in debt.
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Similar ideas to 1. Read the Fine Print
What Are STCS ?
- STCs stand for Share certificates
- Fixed-rate term savings account
- Another way to save
- Issued only by credit unions, whereas CDs are only issued through banks
Pros:
- They are safe (low-risk), offer guaranteed returns, a...
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