Reading through the terms and conditions that come with opening a new credit card is important so you can ensure that you are getting favorable terms compared to what competitors are offering (this would require you do a little digging beforehand). For instance, you can find out what interest rates other issuers are offering and at the risk of stating the obvious, go for the credit card with the lowest interest rate.
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Writer, artist, Accountant and a forever learner. Learning, loving, Hoping.
These Ideas show how to enjoy the rewards that come with using a credit card while also avoiding the threat of drowning in debt.
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