Walking

For a set period of time, divert one specific expense to a charity of your choosing.

You may choose to ride your bike to work once/week or give up Starbucks. Calculate the money you’ll save and then redirect it to a specific charity/cause.

For many runners, the desire to do a marathon is about personal challenge. You might want to test your limits or prove that you can go the distance. Maybe you'd like to lose weight, get healthier or raise awareness for a charity.

Whatever your reason, hold on to it and remind yours...

Know exactly where you spend your money. Create a system for tracking profit and loss, and returns on investment.