A place for cash

 in the current unsettled markets, many people need good places to keep their short-term cash. Money market funds could work, but with some qualifications.

• Another place for holding short-term money safely includes U.S. government bonds, which yield 9.62 percent. There are penalties if you cash them in before five years.
• Bank accounts are very safe, even if the interest most pay is on average just 0.07 percent.
• The Vanguard Federal Money Market Fund has a yield of 0.72 percent.
• The T. Rowe Price Cash Reserves Fund is close at 0.66 percent.
• The Fidelity Money Market Fund has a yield of 0.60 percent.