Learn more about moneyandinvestments with this collection
How to make sustainable choices in everyday life
Identifying ways to reduce waste and conserve resources
Understanding the impact of human actions on the environment
The Reverse Budget
A Reverse Budget looks at your current lifestyle and makes slow improvements over time until things are sufficiently better.
We look at how much we are spending eating out, commuting and daily indulgences and see the past quarter trends using your credit card and bank account spending.
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638 reads
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Week By Week Progress
Each week, make one improvement in your chosen category, fixing it completely over a period.
Set yourself a broad goal of reducing your overall spending by a certain percentage in a Three-Month Check-In. In the next quarter, shave off another 10% or 20% from your expenses,...
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533 reads
Typical Budgeting is Flawed
Typical regular budgeting methods assume that just by allotting limited money to a particular expense type (like groceries) is enough for us to spend less and balance our budget instantly.
This suddenly asks us to curb our lifestyle by focusing on everything at once, instead of a step-by-s...
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1.48K reads
The Two Approaches using Trends
When you look at our past spending patterns and trends, you can select one or two categories to focus and use one of these two approaches:
- Tackle the high-dollar impact areas like housing, fuel, food, or healthcare, and see if those can be cut down to some extent.
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Build the right budget
The most valuable part of budgeting is actually the process of building a budget correctly.
You build a budget based on looking at your actual spending over the previous few months. Get real numbers, not estimates. Dig through your bank statements and credit card statements and fi...
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