Elizabeth V. (@elizabethvv) - Deepstash

Elizabeth V.

@elizabethvv

"I always say, 'People first, then money, then things.'" ~ Suze Orman

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Credit Cards: The Beginning
  • The use of credit cards originated in the United States during the 1920s, when individual firms, such as oil companies and hotel chains, began issuing them to customers.
  • References to credit cards have been made as far back as 1890 in Europe. Early credit cards involved sales directly between the merchant offering the credit and credit card and that merchant's customer.
  • Around 1938, companies started to accept each other's cards. Today, credit cards allow you to make purchases with countless third parties.

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This seems like unbeatable, but history has had wealthier people during the times when it was hard to measure the amount of wealth a person had.

Just having gold bricks and calculating their dollar value does not provide an accurate reading of wealth in ancient times, when currency didn’t exist.

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The success of Girl Scout Cookies

Girl Scout cookies are beloved: They are also part of successful marketing and youthful entrepreneurship.

From January to April every year, over a million scouts in the U.S. sell about 200 million boxes of cookies. The sales are more than Oreo sales.

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Bureaucracy

A bureaucracy is an organization that has a complex structure of multilayered systems and processes in order to maintain uniformity and control within the organization.

Conversely, how the bureaucracy runs, inevitably causes the decision-making process to be slow. The bureaucracy stems from the effort to govern and watch over these organizations through systems that are formal and rigid. They place high regard on procedural correctness and hierarchical procedures.

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The psychology behind money

Money is not a fixed entity. It is a complex of data points, challenges, and opportunities you encounter and have feelings about. Your decisions about money affect your emotions and behavior.

There are three factors you need to know about the psychology behind your relationship with money:

  • Emotion have a big role in your relationship with money.
  • Anxiety and avoidance create a vicious cycle in relation to money.
  • Psychologically, family and childhood will continue to influence you when you make money decisions.

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