4. Saving Over Your 40% Month Of Income

Frugality cannot be the sole cornerstone of our personal finance strategy.

Because we can’t save more than what we earn and saving by itself leads to losses, due to inflation devaluing your money.

After you have figured out your financial personality, here are a few tips to save money:

• Big Spenders need to consider fun alternatives to the high-purchases with things that cost little but bring real quality and happiness and lead to savings.
• Savers need to start living t...

One way your savings get to grow really fast is when you receive a lot of money at once. Even though the temptation to go spend everything is bound to appear, you should remember that you have invested all this time into saving for one particular purpose. So why not take this opportunity to help ...