Before spending money on something, ask yourself: Do I need it? Do I love it? Do I like it? Do I want it?

• Needs relate to: food, shelter, clothing, water. Things you must have to maintain your health and safety. 
• Loves will continue to give you joy six months to a year...

We all want things from life, but life wants things from us too.

• How do you accomplish the things that are important to you, but aren’t urgent? 
• How do you move forward when life is screaming at you to focus on now?

Many say that money cannot buy happiness. For me, money CAN buy happiness, just focus on the love and needs. Love are things/experiences that last for more than 6 months, and needs are things that are essential. Avoid buying things that are impulsive and say 'no' if you feel like spending your mo...