Investing in Your Future: Starting Retirement Savings
Begin contributing 15% of your household income to retirement accounts such as a 401(k) and IRA. This step emphasizes the importance of long-term planning and the power of compound interest. It's about securing your financial future while you're still earning.
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Saving up For Retirement, Together
- Firstly, save up for the emergency fund, which is three to six months of expenses, and set it aside. After that, least 15% of your combined gross household income should go towards your retirement, once all debt is cleared.
- If only one of the partner works, you still can save up for...
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