Practice Financial Discipline

• Create a Household Budget: the best habit to help you save money. A household budget helps to encourage frugality and discourage impulse spending. You’ll feel more motivated to engage in other good financial habits once you’ve got this in place.
• Financial Audits. This i...

Self-control is a muscle that, like other muscles, needs exercise and strengthening. Each time you resist temptation, you are developing greater self-control. 

Some throw away their favorite food as a symbolic act that shows they have control over the food and not the other way ro...

To ensure that you save enough money, your wants should not exceed your budget.

• Track your spending for at least a month.
• Trim the fat. Break down your wants and needs.
• Adjust according to your changing needs.
• Build your cushion. Aim to save around three to six ...