Treats

• Having money can help you save time by outsourcing chores, for example, such as house cleaning to a service provider, so you don’t have to dust and mop yourself.

• With money, you can also purchase time-saving goods.

For example, if you love reading...

Some people love to set super-ambitious goals, thinking that even if they don't make those goals, they'll still achieve more than if they set lower goals. Other people get a buzz with stretch goals. Give them more incentives, and they'll achieve more.

But over-stretched goals ...

Generally speaking, if they're interested, they'll learn better, focus more, and actually take something away from the conversation. 

Some people want you to do the work for them and can't be bothered with learning. Before you start, ask them if they want to learn.