We must be wise about taking on debt. Like investing, there are rules to it. One thing is sure: Never borrow money to buy a car, electronics, or anything else that goes down in value. But when it comes to more complex things like growing/starting a business, investing in real estate, or ev...

Norm judgements are limited to actions. We decide if some activity or thing is allowed, permissible, prohibited, or otherwise acceptable.

This can be applied before an action is taken. It often invokes abstract ideas of virtue and value.

We predict what the future will look like by using our memories. This is how actions we do repeatedly become routine. For example, you have an ideas of what your day will look like at work tomorrow based on what your day was like today, and all the other days you’ve spent wor...