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• It's simple, but easy to overlook is that building wealth has little to do with your income or investment returns and lots to do with your savings wealth.
• If two persons at same level and one of them is good investor and. Other one is...

An emergency fund simplifies everything. If you are paying off debt, only pay your minimum payments until you can save $1000. If you aren’t in debt, but still spend what you have, set aside money every day or every week until you reach $1000. Matt D'vella, a famous minimalist and productivity you...

The popular 50/30/20 rule states that you should reserve 50 percent of your budget for essentials like rent and food, 30 percent for discretionary spending, and 20 percent for savings.

But it's not that simple. If you're a high earner, you'd be wise to save a larger percentage of your inco...